We’re committed to help you get funded

Whether you’re looking for a personal loan, business loan, debt consolidation, student loan or a mortgage loan, we want you to count on us to help you find the best options available.

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Celebrating getting a loan

Save Time And Money Using Our Fast Personal Lending Process


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Your Personal Loan in 3 Steps


Fill our simple application form and we’ll automatically send the informaiton to our network of lenders.


They will go through a verification process to make sure your information is correct and up to date.


If approved you will be able to chose from the options available and get funded in as little as 24-48 hours.

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Frequently Asked Questions

Do I need a Perfect Credit score?

In short, no, you don’t. You just need to meet basic requirements that allows lenders know you’ll be able to repay the loan.

How I get approved for a loan?

To do that, you must first complete the online application, which will get you in touch with a pool of lenders that have the highest probability of getting you approved. If you are approved, you will have 30 days to determine whether or not you want to take the loan.

What are the requirements?

The minimum requirements are:

  1. Must be at least 18 years’ old
  2. Must be a U.S. citizen or Permanent Resident.
  3. Currently employed or receiving steady income.
  4. Have a bank account to receive the funds, ideally with direct deposit.

Do I get charged extra if I’m late on a payment?

Typically this is out of our control, and depends on the lender you end up getting the loan from. We recommend you to read closely their requirements and conditions before making any decision. Like with most loans, you should expect to get charged extra if you’re late.

what is the minimum credit score I need?

Unlike many other lenders, Paydivvy’s most network of lenders don’t have minimum credit score requirements. They assess the loan approval based on factors, including where you live, how much you want to borrow, and what you are buying.

How long can you network finance for?

Repayment terms vary depending on the size of your loan and the lender terms. Paydivvy’s network of lenders offers financing repayment terms of up to 15 years. You may also be offered extended warranties if you need them.

How do you protect my privacy and personal information?

At Paydivvy privacy is crucial. We use industry-standard 256-bit encryption on our website so that third parties won’t be allowed to intercept. Check out our privacy policy for more details.

How soon can i get the money?

Once approve as soon as within 24 hours from the time you accept your lender’s terms and conditions.

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