We’re committed to help you get funded
Whether you’re looking for a personal loan, business loan, debt consolidation, student loan or a mortgage loan, we want you to count on us to help you find the best options available.
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Frequently Asked Questions
Do I need a Perfect Credit score?
In short, no, you don’t. You just need to meet basic requirements that allows lenders know you’ll be able to repay the loan.
How I get approved for a loan?
To do that, you must first complete the online application, which will get you in touch with a pool of lenders that have the highest probability of getting you approved. If you are approved, you will have 30 days to determine whether or not you want to take the loan.
What are the requirements?
The minimum requirements are:
- Must be at least 18 years’ old
- Must be a U.S. citizen or Permanent Resident.
- Currently employed or receiving steady income.
- Have a bank account to receive the funds, ideally with direct deposit.
Do I get charged extra if I’m late on a payment?
Typically this is out of our control, and depends on the lender you end up getting the loan from. We recommend you to read closely their requirements and conditions before making any decision. Like with most loans, you should expect to get charged extra if you’re late.
what is the minimum credit score I need?
Unlike many other lenders, Paydivvy’s most network of lenders don’t have minimum credit score requirements. They assess the loan approval based on factors, including where you live, how much you want to borrow, and what you are buying.
How long can you network finance for?
Repayment terms vary depending on the size of your loan and the lender terms. Paydivvy’s network of lenders offers financing repayment terms of up to 15 years. You may also be offered extended warranties if you need them.
How do you protect my privacy and personal information?
How soon can i get the money?
Once approve as soon as within 24 hours from the time you accept your lender’s terms and conditions.