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Deck Financing Good And Bad Credit

 

Are You Looking To Get a deck Loan with Bad Credit, Without Chasing Offers Or Submitting A Lot Of Applications?

Getting a deck loan with good credit or bad credit can be a challenge.

We’re on a mission to help you get funded for a deck loan by simplifying the application and qualification process and looking for the right lenders.

Be part of the 19.21* million borrowers in the US that enjoy their personal loan either for a deck or anything else.

*Based on Q4 2020 (TransUnion)  

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We help you get bad credit deck financing

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Big deck

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Small deck

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High End deck

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Affordable deck

Start your simple application

At Paydivvy we have an extensive network of lenders, that can help you receive funding up to $35,000 to get the deck you want to purchase regardless of your credit or situation.

The process is as simple as subtimming the information on a form, wait for lenders to contact you if you qualify and then chose the loan that suits you the best.

No paperwork, no hassle, fast and simple.

Getting funds has never been as easy as it is now.

YOU NEED: 

Less than $5,000

More than $5,000

Celebrating getting a loan

Our 3 Step Process to Help You Get a bad credit deck loan

1) Fill up the form

To gather your information and be able to send it to our network of lenders. It’s fast, easy and seamlessly.

2) wait for loan offers

After we gather your information, we send it to our network of lenders that will study your application to send you offers.

3) accept the one you like

If approved you’ll be able to chose one offer form the multiple you will potentially receive. And that’s all!

FAQs

How Can You Get a deck Loan With Bad Credit?

If you are looking for a “deck financing”, our fast and secure process starts with filling up our online form.

And nope…

This is not a long process which includes endless paperwork, in-person meetings, and awkward questions to answer.

You only need to complete our form in order for us to help you get you in touch with lenders looking to work with you.

Right after that, there’s a verification process to make sure your information is correct.

It’s not difficult for our average visitors looking for deck financing to get approved within 24-48 hours after we’ve sent the information to our pool of qualified lenders (these are lenders that are more likely to give you a loan even if you have a low credit score based on our research)

All it takes it’s 5 minutes from your time.

Here are the requirements:

  • Must be at least 18 years’ old.
  • Must be a U.S. citizen or Permanent Resident.
  • Currently employed or receiving steady income.
  • Have a bank account to receive the funds, ideally with direct deposit

If you have bad credit, you’re probably expecting the worst, because of past experiences or what you’ve read online.

You may think your case is unique, or you have different circumstances, but the truth couldn’t be further away.

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Getting a deck loan with bad credit may be easier than you think.

Even if you have

  • Minimal credit history
  • FICO credit score in the mid-500 range or below.
  • An emergency financial crisis to buy or repair a deck that demands funds now (these are rare but happen sometimes)
  • Self-employment history who have been turned down by previous lenders
  • deck re-financing issues

None of that matters!

We’ll Literally Do The Hard Work For You And Find A Lender For Your deck

Can you imagine how it feels getting multiple offers instead of chasing offers?

You’ll own a deck, instead of wishing or hoping to get approved. It’s an empowering feeling that turns “hopefully” to “I’m in Charge”.

You could literally start receiving offers as soon as tomorrow and get funds in your bank account within 24 hours.

Finally, you’ll be able to enjoy sailing in the deck you’ve been looking for.

To start the process, you can submit your application with our bank-level 256-bit AES encrypted form.

It’s simple, fast and seamless.

Note 1: Since each lender has its own lending policies, once having an offer, please be sure to read their disclosures and lending practices carefully before you sign and agree to the loan.

Note 2: At Paydivvy we also make our best effort to avoid deck loan options from lenders with bad practices.

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Can I get a deck loan with bad credit?

Yes, you can. You just need to meet the basics requirements, that you can find here

Me and my team are here to help you despite bad credit or no credit history. After all, people shouldn’t be judged or denied receiving funds to buy a deck because of what happened in their past. That’s not fair. Everyone should be given the same opportunities.

We work hard to find the perfect lender for your specific situation and make sure you have the highest probability to get approved. We do that every single month, with individuals of all ages and backgrounds.

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Is there any minimum credit score for a deck loan?

Unlike many other lenders, Paydivvy’s network of lenders don’t have minimum credit score requirements. They assess the loan approval based on factors, including

where you live, how much you want to borrow, and what you are buying.

How do you get approved for a deck loan?

To do that, you must first complete the online application, which will get you in touch with a pool of lenders that have the highest probability of getting you approved. If you are approved, you will have 30 days to determine whether or not you want to take the loan.

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How long can you finance a deck for?

Repayment terms vary depending on the size and cost of the deck. Paydivvy’s network of lenders offers financing repayment terms of up to 15 years. You may also be offered extended warranties if you need them.

What are the requirements?

  1. Must be at least 18 years’ old
  2. Must be a U.S. citizen or Permanent Resident.
  3. Currently employed or receiving steady income.
  4. Have a bank account to receive the funds, ideally with direct deposit.

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What kind of deck can I buy?

Anything you can afford. Whether it’s big, small, pro, second hand, it all depends about what you’re looking for..

How do deck loans work?

A bad credit deck loan is a smart and effective decision to make until you can fix your credit.  Paydivvy’s lender partners offer deck loans for all sorts of circumstances and faster than any other companies.

To get started, you have to fill out the online application here.

Most people usually get a response in less than 24 hours (during business hours).

Once you’re approved, you’ll get the money deposited in approximately 3-5 business days.

Getting a deck can be a dream come true, that’s why we try our best to make it reality in the shortest amount of time possible.

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What are current deck loan rates?

At Paydivvy we try getting in touch with lenders that offer the best deck loan rates possible, no matter your credit score or the cost of the deck. Current deck loan rates can be as low as APR% 3.5%*

How do you protect my privacy and personal information?

At Paydivvy privacy is crucial. We use industry-standard 256-bit encryption on our website so that third parties won’t be allowed to intercept. Check out our privacy policy for more details.

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Do I get charged extra if I’m late on a payment?

Typically this is out of our control, and depends on the lender you end up getting the deck loan from. We recommend you to read closely their requirements and conditions before making any decision. Like with most loans, you should expect to get charged extra if you’re late.